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1、財(cái)富定投賣點(diǎn)解讀太平人壽保險(xiǎn)有限公司總公司2010年2月目錄產(chǎn)品賣點(diǎn)解讀目標(biāo)客戶群定位出生滿30天至60周歲的人都能購買的理財(cái)產(chǎn)品適合所有人群,任何時(shí)間開始理財(cái)都不晚,平滑時(shí)間成本繳費(fèi)統(tǒng)一,適合人群廣60歲人都可以買的理財(cái)產(chǎn)品。繳費(fèi)不分年齡,統(tǒng)一標(biāo)準(zhǔn),保障期一致的情況下,收益基本相同。保障年期比繳費(fèi)年期長10年領(lǐng)取多10年,領(lǐng)取比例5%、10%、15%、20%可自由選擇更可自由組合,讓財(cái)富配置更加合理,滿足人生各階段的理財(cái)需求財(cái)富定投產(chǎn)品賣點(diǎn)年年領(lǐng),滿期拿,強(qiáng)制儲蓄幫助養(yǎng)成理財(cái)好習(xí)慣每年領(lǐng)的錢是對自己堅(jiān)持理財(cái)?shù)莫剟?lì),滿期拿到的錢是對自己未來的規(guī)劃。能夠同時(shí)滿足客戶的短期消費(fèi)需
2、求和中長期的理財(cái)需求。自己買,自己用,看得見,領(lǐng)得到一份給自己的理財(cái)產(chǎn)品,無需用孩子做載體,避免糾紛。累積生息+增額分紅,專家?guī)湍愦虬欣碡?cái)收益如果選擇累積生息,可最大限度地享有專家理財(cái)?shù)膶?shí)惠,期滿打包所有理財(cái)收益,小錢變大錢。贈送雙倍公共交通事故責(zé)任保險(xiǎn)財(cái)富定投產(chǎn)品賣點(diǎn)累積生息2.5%保單貸款可貸80%新增減額繳清附加定重及定壽的比例為1:5現(xiàn)金價(jià)值高財(cái)富定投產(chǎn)品附加值保單年度年交保險(xiǎn)費(fèi)非保證利益(含保證利益、累積年度紅利和終了紅利)中檔當(dāng)年度紅利終了紅利累積年度紅利身故保險(xiǎn)金意外身故保險(xiǎn)金當(dāng)年度生存保險(xiǎn)金累計(jì)生存金領(lǐng)取生存金累積生息滿期金年末現(xiàn)金價(jià)值1500010.20
3、49.3510.205049.3515049.35501.02501.02501.0202130.022500019.3595.1529.5510115.5530156.35502.961003.981016.5104668.543500028.75142.8058.3015231.4545408.75505.831509.811547.7508161.754500038.30192.3596.6020425.5560891.95509.662019.472096.10011935.545500047.95243.95144.5525726.9576692.95514.462
4、533.932662.96016000.946500057.85297.60202.4031164.9092899.50520.243054.173249.77020688.137500067.95353.40270.3536770.20109603.80527.043581.213858.05025460.448500078.20411.45348.5542574.25126899.85534.864116.074489.36030594.769500088.70471.85437.2548608.80144882.70543.734659.805145.32036110.
5、2810500099.40534.60536.6554907.10163652.10553.675213.475827.62042026.26110101.20550.55637.8555917.05166650.05563.795777.266537.10043995.8120103.05567.00740.9056945.50169702.50574.096351.357274.62046080.86130104.95584.05845.8557993.05172811.05584.596935.948041.08048280.34140106.85601.70952.7
6、059060.20175977.20595.277531.218837.38050610.33150108.75619.951061.4560146.95179200.95606.158137.369664.46053075.74160110.80638.901172.2561253.40182482.40617.238754.5910523.30055683.03170112.80658.501285.0562381.00185826.00628.519383.1011414.89058443.25180114.85678.801399.9063529.30189230.3
7、0639.9910023.0912340.25061369.05190116.95699.851516.8564698.85192696.85651.6910674.7813300.45064467.23200119.10721.701635.9565890.20196227.20663.6011338.3814296.567081.267744.800歲女孩10年交,每年5000保單年度累計(jì)保險(xiǎn)費(fèi)非保證利益(含保證利益、累積年度紅利和終了紅利)當(dāng)年度紅利終了紅利累積年度紅利身故保險(xiǎn)金意外身故保險(xiǎn)金當(dāng)年