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1、國際結(jié)算業(yè)務流程圖進口信用證開立業(yè)務流程出口議付信用證業(yè)務流程出口托收業(yè)務流程進口代收業(yè)務流程匯出國外匯款:A-電匯和信匯業(yè)務流程B-票匯業(yè)務流程國外匯入?yún)R款:A-電匯和信匯業(yè)務流程B-票匯業(yè)務流程保函業(yè)務流程保理業(yè)務流程進口押匯業(yè)務流程打包放款業(yè)務流程出口押匯業(yè)務流程出口貼現(xiàn)業(yè)務流程福費延業(yè)務流程提貨擔保業(yè)務流程進口信用證開立業(yè)務流程返回1.買賣合同出進口口商5..發(fā)貨商9.付款6.交單4.通知L/C10.付款11.放單2.申請開證出口3.開立信用證中國方銀銀行行7.寄單索匯︵︵開通8.承兌/付款證知行
2、5.1-9,,services,andmakethecitymoreattractive,strengtheningpublictransportinvestment,establishedasthebackboneoftheurbanrailtransitmulti-level,multi-functionalpublictransportsystem,thusprotectingtheregionalpositionandachieve出口議付信用證業(yè)務流程返回償付行9.付8.索款匯4.審證并通知中國
3、銀行(通5.交單出口商知行/議付行)10.入賬或結(jié)匯3.開6.寄證單1.簽訂合同2.申請開證開證行7.提示單據(jù)進口商出口托收業(yè)務流程返回出3托收委托書托中口9付款收國商行銀行1.2.4.8.買發(fā)托通賣貨收知合指承同示兌/付款進5.提示付款/承兌代口6.付款/承兌收商7.交付單據(jù)行5.1-9,,services,andmakethecitymoreattractive,strengtheningpublictransportinvestment,establishedasthebackboneoftheur
4、banrailtransitmulti-level,multi-functionalpublictransportsystem,thusprotectingtheregionalpositionandachieve進口代收業(yè)務流程返回國1買賣合同國外內(nèi)出進口2發(fā)貨口商商3.托收9.付款5.提示6.付款/7.交付委托單據(jù)承兌單據(jù)國4.寄單中外代國托8.通知承兌收銀收/付款行行匯出國外匯款電匯和信匯業(yè)務流程返回進口商/匯款人1提出申請中國銀行2發(fā)出匯款指示(SWIFT、電傳或信函)解付行(收款人賬戶行、中國銀
5、行的代理行或聯(lián)行)3匯款解付出口商/收款人5.1-9,,services,andmakethecitymoreattractive,strengtheningpublictransportinvestment,establishedasthebackboneoftheurbanrailtransitmulti-level,multi-functionalpublictransportsystem,thusprotectingtheregionalpositionandachieve匯出國外匯款票匯業(yè)務流程
6、返回進口商/匯款人1.提出申請2.開出匯票(特指票匯)中國銀行3交付解付行(收款人賬戶行、中國銀行匯的代理行或聯(lián)行)票5.匯款解付4.提示匯票出口商/收款人國外匯入?yún)R款電匯和信匯業(yè)務流程返回進口商/匯款人1.辦理匯出匯款委托匯出行3資金劃轉(zhuǎn)2發(fā)出匯款指示中國銀行(匯入行)4匯款解付出口商或收款人5.1-9,,services,andmakethecitymoreattractive,strengtheningpublictransportinvestment,establishedasthebackbon
7、eoftheurbanrailtransitmulti-level,multi-functionalpublictransportsystem,thusprotectingtheregionalpositionandachieve國外匯入?yún)R款票匯業(yè)務流程返回進口商/匯款人1.辦理匯出匯款委托2匯出行交付4.資金匯劃轉(zhuǎn)票中國銀行(匯入行)5匯款解付3.提示匯票出口商或收款人保函業(yè)務流程返回申請人1簽定合同或擬投標/承包工程受益人2提交書面申請3’’轉(zhuǎn)開/轉(zhuǎn)通知3接受申請,開出保函擔保銀行(中行)3’開出反擔
8、保保函/保函,委托轉(zhuǎn)開/轉(zhuǎn)通知轉(zhuǎn)開銀行(轉(zhuǎn)通知銀行)說明:圖中3指擔保銀行按客戶指示將保函直接交受益人;圖中3’指若客戶要求我行委托其他銀行轉(zhuǎn)開保函,我行將按照客戶要求開出反擔保給被委托銀行,被委托行憑我行反擔保轉(zhuǎn)開保函或我行開出保函交被委托銀行。圖中3”指經(jīng)過圖中3’后,由被委托銀行將保函通知受益人。5.1-9,,services,andmakethecitymoreattractive,strengtheningpubli