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1、GMAT考試寫作指導(dǎo):Issue寫作范文八十更多英語考試-GMAT考試-請點(diǎn)擊這里獲得80.????????Whetheranindividualsavestoolittleorborrowstoomuchdependsonthepurposeandextentofeitheractivity.Whileappropriateandprudentinsomecircumstances,eithercanbeirresponsibleinexcess.Theevidencesuggeststhat,onbalance,peopletodaytendtobor
2、rowirresponsiblyandareonthebrinkofsavingirresponsiblyaswell.???????Traditionally,savingisviewedasavirtue,whileborrowingisconsideredavice.However,justtheoppositemaybetrueundercertaincircumstances.Foregoingsavinginfavorofimmediatespendingmayattimesbewelljustified.Aserioushobbyist,fo
3、rexample,maybejustifiedinforegoingsavingtospendmoneyonahobbythatprovidesgreatjoyandfulfillment—whetherornotitalsogeneratesincome.Arelativelyexpensiveautomobileisjustifiableiftheadditionalexpenseprovidesaddedsafetyfortheownerandhisfamily.Andforegoingsavingisappropriate,andoftennece
4、ssary,for"rainyday"medicalemergenciesorunanticipatedperiodsofunemployment.Borrowingcanalsobeprudent—iftheloanisaffordableandappliedtowardasoundlong-terminvestment.?????Weresavingandborrowinglimitedtothesetypesofscenarios,Iwouldaverthatpeopletodaysaveandborrowresponsibly.However,th
5、eevidencesuggestsotherwise.Americansnowpurchaseoncreditfarmoreexpensiveautomobiles,relativetoincome,thaneverbefore—vehiclesthatarefarmorethanwhatisneededforsafetransportation.Excessivecredit-carddebt,anothertypeofunjustifiableborrowing,isatrecordlevels—andrising—amongAmericanhouse
6、holds.Doesthebaby-boomers'currentpenchantforretirementinvestingcompensatefortheseexcesses?Probablynot.Thistrendisfueledbyunrealisticexpectationsoffuturereturns;itmaytherefore,escalatetospeculationand,atitsheight,widespreadleveraging—i.e.,borrowing.Suchspeculationismoresuitedtohigh
7、lysophisticatedinvestorswhocanwellaffordtolosetheirentireinvestmentthantoaverageAmericansandtheirnesteggs.?????Inconclusion,whilepeopleseemtobesavingaggressivelytoday,theirinvestmentchoicesandconcomitanthighspendingandborrowinglevelscallintoquestiontheassertionthatweareindeeda"nat
8、ionofsavers."本文章由吃喝玩樂網(wǎng)http://www.