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1、濟(jì)南大學(xué)泉城學(xué)院畢業(yè)論文畢業(yè)論文論文題目我國非現(xiàn)金支付的發(fā)展趨勢分析專業(yè)名稱財(cái)務(wù)管理班級名稱學(xué)生姓名學(xué)生學(xué)號指導(dǎo)教師摘要隨著支付基礎(chǔ)設(shè)施的不斷建成和完善、支付服務(wù)組織的健全以及社會(huì)信用的發(fā)展,非現(xiàn)金支付結(jié)算工具的推廣和應(yīng)用越來越廣泛。結(jié)算工具的使用,對于加快資金周轉(zhuǎn),提高資金使用效益,抑制通貨膨脹具有非常重要的作用。本文從當(dāng)前我國非現(xiàn)金支付的發(fā)展現(xiàn)狀入手,通過文獻(xiàn)研究法、比較分析法、定性分析法、定量分析法,介紹了我國傳統(tǒng)貨幣的演變,以移動(dòng)支付業(yè)務(wù)為主的非現(xiàn)金支付方式和未來貨幣的發(fā)展形式,提出了非現(xiàn)金支付
2、在發(fā)展中存在的問題,如網(wǎng)絡(luò)安全,互聯(lián)網(wǎng)的普及,法律法規(guī)不健全和城鄉(xiāng)差異等問題。針對以上問題筆者認(rèn)為想要推動(dòng)非現(xiàn)金支付穩(wěn)步發(fā)展,應(yīng)該采取加速互聯(lián)網(wǎng)發(fā)展,建立和完善非現(xiàn)金支付的法律法規(guī),積極鼓勵(lì)支付工具和結(jié)算方式的創(chuàng)新,加大非現(xiàn)金支付工具的III濟(jì)南大學(xué)泉城學(xué)院畢業(yè)論文宣傳力度等措施。非現(xiàn)金支付工具替代現(xiàn)金的研究對于探索非現(xiàn)金支付手段的發(fā)展前景,創(chuàng)造良好的社會(huì)信用環(huán)境,抑制通貨膨脹,降低洗錢、走私等犯罪行為,減少國家稅款流失等都具有重要的戰(zhàn)略性意義。關(guān)鍵詞:非現(xiàn)金支付;移動(dòng)支付業(yè)務(wù);數(shù)字貨幣;網(wǎng)絡(luò)安全ABS
3、TRACTIII濟(jì)南大學(xué)泉城學(xué)院畢業(yè)論文Withtheestablishmentandperfectionofpaymentinfrastructure,theimprovementofpaymentserviceorganizationandthedevelopmentofsocialcredit,thepromotionandapplicationofnoncashpaymentinstrumentsaremoreandmorewidespread.Theuseofsettlementtoolspl
4、aysaveryimportantroleinspeedingupcapitalturnover,improvingtheefficiencyofcapitalutilizationandcurbinginflation.Thisarticlefromthecurrentdevelopmentsituationofnoncashpaymenttostart,throughliteratureanalysis,comparativeanalysis,qualitativeanalysisandquanti
5、tativeanalysis,introducesandanalyzestheevolutionhistoryofChina'straditionalcurrency,noncashpaymenttomobilepaymentbusinessandthefuturedevelopmentofthemonetaryform,theexistenceofnoncashpaymenttheproblemsinthedevelopment,suchasnetworksecurity,thepopularityo
6、ftheInternet,theproblemofimperfectlawsandregulationsandthedifferencebetweenurbanandruralareasetc..Tosolvetheaboveproblemstheauthorthinkstopromotethesteadydevelopmentofnoncashpayment,shouldestablishandimproveconsumerprotectionmechanism,improveconsumerawar
7、enessofriskprevention,andeffectivelyprotecttheconsumer'srighttoknow,toacceleratethedevelopmentoftheInternet,toestablishandperfectthelawsandregulationsofnoncashpayment,andactivelyencourageinnovativetoolsandpaymentsettlement,increasethenoncashpaymentpropag
8、andatool.Studyofnoncashpaymentinstrumentsinsteadofcashforexploringtheprospectsforthedevelopmentofnoncashpaymentmeans,tocreateagoodsocialcreditenvironment,reduceinflation,moneylaundering,smugglingandothercrimes,hasimportant