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1、摘要農(nóng)村金融是我國金融體系的重要組成部分,是農(nóng)村經(jīng)濟(jì)投入資金的重要來源,是促進(jìn)農(nóng)村經(jīng)濟(jì)發(fā)展與增長的血液。通過金融解決“三農(nóng)”問題,促進(jìn)農(nóng)業(yè)發(fā)展,發(fā)展農(nóng)村經(jīng)濟(jì),增加農(nóng)民收入,是國家強(qiáng)農(nóng)惠農(nóng)和金融改革的重點(diǎn)工作。河南省作為我國的農(nóng)業(yè)大省,同時(shí)也是我國最早推行農(nóng)村金融改革的省份之一。河南省農(nóng)村經(jīng)濟(jì)改革取得較大成效,農(nóng)民收入得到大幅度提高。本文從循環(huán)型農(nóng)村經(jīng)濟(jì)的概述入手,分析了循環(huán)型經(jīng)濟(jì)的定義,以及闡述了農(nóng)村經(jīng)濟(jì)發(fā)展理論,即:不完全競爭市場理論和農(nóng)村經(jīng)濟(jì)市場理論。其次,針對河南省農(nóng)村居民收入的情況進(jìn)行了詳細(xì)的分析,全面分析了河南省農(nóng)村居民經(jīng)濟(jì)能力的基本情況和河南省農(nóng)村居民收入情況分析,如:農(nóng)村居民純收
2、入變化分析、農(nóng)村居民純收入構(gòu)成分析和城鄉(xiāng)居民人均純收入對比分析。然后,對河南省農(nóng)村經(jīng)濟(jì)的發(fā)展現(xiàn)狀進(jìn)行了問題的指出,提出了涉農(nóng)貸款穩(wěn)定增長,但貸款占比仍然偏低;民間經(jīng)濟(jì)填補(bǔ)“空缺”,但農(nóng)村經(jīng)濟(jì)風(fēng)險(xiǎn)加大;經(jīng)濟(jì)抑制三大發(fā)展問題。最后根據(jù)提出的問題,給出了加強(qiáng)河南省循環(huán)型農(nóng)村經(jīng)濟(jì)發(fā)展的建議。關(guān)鍵詞:循環(huán)型河南農(nóng)村金融發(fā)展經(jīng)濟(jì)發(fā)展模式AbstractRuralfinanceisanimportantpartofourfinancialsystem,theruraleconomyisanimportantsourceoffundingandpromotingruraleconomicdevelopment
3、andgrowthofblood.Throughfinancialsolutions"ThreeRuralIssues"topromoteagriculturaldevelopment,thedevelopmentofruraleconomyandincreasingfarmers'income,isthefocusofnationalbenefitingtheagricultureandfinancialreform.AsChina'sHenanProvince,amajoragriculturalprovince,butalsothefirstinChinatocarryouttherur
4、alfinancialreformoneoftheprovinces.RuraleconomicreformhasmadegreatachievementsinHenanProvince,farmers'incomehasbeengreatlyimproved.Thispaperoutlinesarecycling-orientedruraleconomy,analyzesthedefinitionofrecyclingeconomy,anddescribesthedevelopmentofthetheoryoftheruraleconomy,namely:thetheoryofimperfe
5、ctcompetitionmarkettheoryandtheruraleconomy.Secondly,forthecaseofincomeofruralresidentsinHenanprovincecarriedoutadetailedanalysis,acomprehensiveanalysisofthebasicsituationoftheruraleconomyandtheabilityofresidentsinthecaseofincomeofruralresidentsinHenanProvince,suchas:Changesinnetincomeofruralresiden
6、ts,thenetincomeofruralresidentsComponentsofurbanandruralresidentspercapitanetincomeofcomparativeanalysis.Then,ruraleconomicdevelopmentinHenanProvincewerepointedoutproblems,agriculture-relatedloansmadesteadygrowth,buttheshareofloansisstilllow;folkeconomytofill"vacancies",buttheruraleconomyandincrease
7、drisk;economicsuppressionofthethreedevelopmentissues.Finally,accordingtotheissuesraised,giventhestrengtheningofruraleconomicdevelopmentinHenanrecyclingadvice.Keywords:recyclingofHenanruraldevelopmentf