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1、ModuleTwelve:InsuranceInsurancecoverageIntensiveStudyHomeworkReferencebooksforfurtherreadingSupplementaryMaterialInsurancecoverage表示險別的表達有以下幾種：基本險和附加險（additionalrisks）1)基本險包括：平安險（FreefromparticularAverage,FPA），水漬險（WithParticularAverage,WPA）和一切險（AllRisks,AR）三種。2)平安險不承擔
2、單獨海損的賠償，是一種范圍較窄的險別，不承擔部分海損。只提供類似船只擱淺等實際海損所引起的全損及共同海損的賠償。FreefromparticularAverage(F.P.A.)Insurance:平安險IntensiveStudyVocabulary＆NotesUsefulSentencesSummary:TermsUsedinInsuranceVocabulary＆Notes（1）AdditionalNotes(疑難淺析)C.I.F.:即CostInsuranceFreight的縮寫，成本加保險費，運費。①insurancen
3、.:保險②insuranceagent保險代理人insurancebroker保險經(jīng)紀人insurancecertificate保險憑證insurancecommission保險傭金insurancemarket保險市場insurancepolicy保險單Vocabulary＆Notesinsuranceamount保險金額insurancecoverage保險范圍insurancecompany保險公司insuranceclause保險條款insuranceinstruction投保通知insurancebusiness保險企業(yè)
4、insuranceconditions保險條件③表示“投?！?，“辦理保險”可用：toarrange/cover/effect/provide/takeoutinsurance1)Weshallprovidesuchinsuranceatyourcost.2)Haveyoutakenoutinsuranceonthetiles?Vocabulary＆Notes▼Theinsurancecompanywillberesponsibletopayclaimsfortotalorconstructivetotallossessuffere
5、dbythewholelotofcargoesduringthetransportationduetosuchnaturalcalamitiesasvileweather,thunderandlightning,tidalwave,earthquakes,andfloods,orfortotalorpartiallossesduetotheshiporcarrierbeingfire,stranded,sinking,collidingormeetingotherfortuitous.▼Theinsurancecompanywil
6、lalsoberesponsible,whenlossesareincurredinthecourseofloadingorunloading,forinstance,whenoneorseveralwholeparcelsofthegoodsaredroppedintotheseaandareconsideredlost,orwhengeneralaverageisincurred,i.e.whenlossesorexpensesareincurredinthecommoninterest.Vocabulary＆Notes3)水
7、漬險對整個保險期間內(nèi)由海難引起的全部損失或損壞提供廣泛保險。WithParticularAverage(W.P.A.)Insurance:水漬險▼Thecoverunderthisinsuranceismoreextensive.TheinsurerisliablealsoforthepartiallossesoftheinsuredgoodsduetotheriskscausedbynaturalcalamitiesmentionedunderF.P.Ainsurance.4)一切險承擔不管是海難還是一般外來險原因所造成的被保之
8、物的全損或部分損失的賠償責任。一切險除包括共同海損和單獨海損責任外，保險公司對被保險貨物在運輸途中由于外來原因造成的短少，短量，滲漏，碰碎，鉤損，雨淋，生Vocabulary＆Notes銹，受潮，受熱，發(fā)霉，竄味，玷污等全部或部分損失也負責賠償?！?/p>
