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1、電大《國際結(jié)算》期末復(fù)習(xí)題(3):復(fù)習(xí)題(400)2.簡答(4個(gè),40分,英文答題)1.匯票、本票、支票的區(qū)別(5、6個(gè)方面即可)(根據(jù)課件課件總結(jié))1?drawee(受票人):Abillandpromissorynotemaybedrawnuponanyperson,whereasachequemustbedrawnuponabanker?2.tenor(期限):Ab訂1andpromissorynotemaybepayableondemandoratafixedordeterminablefuturetime,whereasachequeusuallyb
2、epayableondemand3.responsibility(責(zé)任):Unlessab訂1ispayableondemand,itisusuallyaccepted,whereupontheacceptoristhepartyprimarilyliabletotheholder?Achequeisnotusuallyaccepted,andthedraweristhepartyprimarilyliable.4?Thereisnoprovisionwhichenablebillsandpromissorynotetobecrossed,whereasch
3、equesmaybecrossed5.(數(shù)量)Draftisasetoftwo,whereascheckandpromissorynotearesola?6.(性質(zhì))promissorynoteisapaymentpromise,whereascheckandbillarepaymentorder?7(參與方)Thereareonlytwopartiestoapromissorynote,themakerandthepayee?whereascheckandbillareinvolvedinthreeparties,thedrawerthedraweeand
4、payee8.Thereisnoacceptancerequirementconcerningthecheckandpromissorynote,whereasbillincludesacceptancerequirement9?ThereisnoDrawnClauseonthecheck?匯票、本票、支票的區(qū)別支票(Cheque;Check):僅作支付作用,有現(xiàn)金支票和轉(zhuǎn)賬支票兩種。需先在付款銀行存有不低于票面金額的存款。見票即付。一張正木。持票人應(yīng)該H出票口起10口內(nèi)提示付款。匯票(BillofExchange;Draft):支付和信用兩種作用。由出票人
5、簽發(fā),委托付款人在見票時(shí)或在指定口期無條件支付確定的金額給收款人或持票人。分為銀行匯票(Banker'sDraft)和商業(yè)匯票(CommercialDraft),有即期(SightDraft)和遠(yuǎn)期匯票(TimeBillofusanceBill)之分.不付帶商業(yè)單據(jù)的匯票為光票(CleanB訂1),銀行匯票多為光票。附帶商業(yè)單據(jù)的匯票為跟單匯票(DocumentaryBill),商業(yè)匯票一般為跟單匯票。單據(jù)是一套(一式兩分或數(shù)份),有副本。2.木票(PromissoryNote):支付和信用兩種作作。由出票人簽發(fā),承諾白己在見票時(shí)無條件支付確定的金額給收款人
6、或持票人的票據(jù)。木票的出票人必須具有支付本票金額的可靠資金來源3.分商業(yè)木票和銀行木票,商業(yè)本票分為即期和遠(yuǎn)期,銀行木票都是即期的。一張正木。ii?信用證tl勺流程(basicproceduresofdocumentarycredit信用證的基本程序)(課件)1、BasicOrderingAgreement:ThebuyerandselleragreetotermsandconditionsoftheCredit?2、Application:Thebuyer/ApplicantcompletesanLCApplicationtohisbank.3>Credi
7、t:TheissuingbankreviewsthebuyersApplicationandcredit?4、Issue:ThebankissuestheCreclil?5、Advice:ThecorrespondentbankadvisestheCredittotheBeneficiary?6、Ship:TheselleracceptstheCreditandshipsthegoodstotheApplicant,andpreparesthedocuments.7Presentation:Theseller/Beneficiarypresentsthedo
8、cumentstothenegotiatingban