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1、中信銀行個(gè)人貸款合同中英文版借款人(以下簡(jiǎn)稱甲方)：Borrower(hereinaftercalledPartyA):身份證件名稱及號(hào)碼：IDnameandcodeNo:IDcardNumber住所：Addressoflivingplace:聯(lián)系電話：Postcode:郵編：Contactnumber:貸款人(以下簡(jiǎn)稱乙方)：Lender(hereinaftercalledPartyB):住所：Addressoflivingplace:聯(lián)系電話：Postcode:郵編：Contactnumber:抵押人：
2、Mortgager:身份證件名稱及號(hào)碼：IDnameandcodeNo:IDcardNumber住所：Addressoflivingplace:聯(lián)系電話：Postcode:郵編：Contactnumber:出質(zhì)人：Pledger:身份證件名稱及號(hào)碼：IDnameandcodeNo:IDcardNumber住所：Addressoflivingplace:聯(lián)系電話：Postcode:郵編：Contactnumber:保證人：Guarantor:身份證件名稱及號(hào)碼：IDnameandcodeNo:IDcardNu
3、mber住所：Addressoflivingplace:聯(lián)系電話：Postcode:郵編：Contactnumber:根據(jù)中華人民共和國(guó)合同法和擔(dān)保法的相關(guān)規(guī)定，甲方、乙方和擔(dān)保方經(jīng)過(guò)協(xié)商，就乙方向甲方貸款事宜達(dá)成如下合同條款。AccordingtotherelevantlawsandregulationsoftheContractLawsandGuaranteeLawofthePeople'sRepublicofChina,PartyA,PartyBandtherelevantGuarantor,afte
4、rreachingagreementthroughnegotiationsontheloantoPartyBbyPartyA,herebyenterintothiscontract.第一條借款金額Article1AmountofLoan詳見(jiàn)本合同第十四條第一款。1.1TheamountofloanisreferredtoArticle14.1underthiscontract.第二條借款用途Article2PurposeofLoan詳見(jiàn)本合同第十四條第二款。2.1Purposeofloanforthisco
5、ntractisreferredtoArticle15.2.第三條借款利率Article3InterestofLoan一、借款利率詳見(jiàn)本合同第十四條第三款。3.1InterestofloanisreferredtoArticle14.3.Theinterestiscalculatedfromthedayreleasingloan.二、本合同履行期間，遇中國(guó)人民銀行貸款利率調(diào)整，借款利率按有關(guān)規(guī)定調(diào)整與執(zhí)行，乙方將在營(yíng)業(yè)場(chǎng)所對(duì)貸款利率調(diào)整情況進(jìn)行公告，不再另行書(shū)面通知甲方。3.2Duringthetermof
6、thisloancontract,interestmaybechangedasprescribedbythePeople'sBankofChina,PartyBisentitledtoadjustandimplementtheinterestratewithoutfurthernoticetoPartyA.第四條借款期限及還款總期數(shù)Article4LifeofLoanandTotalLoanRepaymentTerms一、借款期限詳見(jiàn)本合同第十四條第四款。4.1Lifeofloanandtotalloanr
7、epaymenttermsarereferredtoArticle14.4.二、實(shí)際借款發(fā)放日與本合同約定的日期不一致時(shí)，以實(shí)際借款發(fā)放日為準(zhǔn)計(jì)算借款期限。4.2Intheeventthattheactualfundsreleasedateisindisagreementwiththedatestipulatedunderthiscontract,thelifeofloanshallbecalculatedbasedontheactualdayoffundsreleasing.三、甲、乙雙方約定甲方按期還款
8、，確定還款總期數(shù)，詳見(jiàn)本合同第十四條第四款。第五條借款發(fā)放Article5ReleaseofFundsundertheLoan一、乙方發(fā)放借款的前提是甲方提供了符合乙方要求的證明材料，履行了乙方要求的申請(qǐng)借款和擔(dān)保手續(xù)，簽署了申請(qǐng)借款所需法律文件并經(jīng)乙方審查同意。5.1PartyBwillreleasethefundsunderconditionthatPartyAhasprovidedevidencescomp
