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1、外文翻譯原文RISKMANAGEMENTOFE-BANKINGACTIVITIESMaterialSource:UniversityGalati,EconomicScienceFacultyAuthor:VirlanutaFlorina，MogaLiliana，IoanViorica1.E-bankingrisksE-bankingisdefinedastheautomateddeliveryofnewandtraditionalbankingproductsandservicesdirectlytocustomersthroughelectronic,interactivecomm
2、unicationchannels.E-bankingincludesthesystemsthatenablefinancialinstitutioncustomers,individualsorbusinesses,toaccessaccounts,transactbusiness,orobtaininformationonfinancialproductsandservicesthroughapublicorprivatenetwork,includingtheInternetormobilephone.Customersaccesse-bankingservicesusinga
3、nintelligentelectronicdevice,suchasapersonalcomputer(PC),personaldigitalassistant(PDA),automatedtellermachine(ATM),kiosk,orTouchTonetelephone.InRomania,over23banksimplementedandoffernowe-bankingservices.Thecontinuousdevelopmentofthesupportingtechnology,informationsecurityande-bankingstrategyref
4、lectsontheincreasingnumberofthee-bankingcustomers.AccordingtoCommunicationsandInformationTechnologiesMinistry,thenumberofe-bankingusersandthetransactionsperformedinthissystem,aswellasthevalueofthesetransactions,registeredaspectacularrising,displayedinthegraphicsbelow:YearIndex2004200520062007E-
5、bankingcustomers18.25944.538100.799187.471Transactionsnumber1.968.1702.244.0673.546.5494.851.427Transactionsvalue(euro)7.911.987.70611.566.348.72020.510.170.66244.830.322.635Source:CommunicationsandInformationTechnologiesMinistry9Whiletherisksandcontrolsaresimilarforthevariouse-bankingaccesscha
6、nnels,thisessayfocusesspecificallyonInternet-basedservicesduetotheInternet’swidelyaccessiblepublicnetworkAccordingly,thisprojectbeginswithadiscussionofthetwoprimarytypesofInternetwebsites:informationalandtransactional.Informationalwebsitesprovidecustomersaccesstogeneralinformationaboutthefinanc
7、ialinstitutionanditsproductsorservices.Riskissuesexaminersshouldconsiderwhenreviewinginformationalwebsitesinclude:Potentialaccesstoconfidentialfinancialinstitutionorcustomerinformationifthewebsiteisnotproperlyisolatedfromthefinanc
