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1、畢業(yè)設(shè)計（論文）外文文獻翻譯題目：金融銀行信用風(fēng)險管理與知識管理教學(xué)院：經(jīng)濟與管理學(xué)院專業(yè)名稱：工商管理ManagingCreditRiskswithKnowledgeManagementforFinancialBanksPanJinDepartmentofEconomicsEconomicsandManagementSchoolofWuhanUniversityWuhan,HubeiProvince,430072,ChinaPanjin20102010@163.comAbstract-Nowadays,financialbanksareoperatingi
2、naknowledgesocietyandtherearemoreandmorecreditrisksbreakingoutinbanks.So,thispaperfirstdiscussestheimplicationsofknowledgeandknowledgemanagement,andthenanalyzescreditrisksoffinancialbankswithknowledgemanagement.Finally,thepaperstudieswaysforbankstomanagecreditriskswithknowledgemana
3、gement.Withtheapplicationofknowledgemanagementinfinancialbanks,customerswillacquirebetterserviceandbankswillacquiremorerewards.IndexTerms–knowledgemanagement;creditrisk;riskmanagement;incentivemechanism;financialbanksI.INTRODUCTIONNowadays,banksareoperatingina“knowledgesociety”.So,
4、whatisknowledge?Davenport(1996)[1]thinksknowledgeisprofessionalintellect,suchasknow-what,know-how,know-why,andself-motivatedcreativity,orexperience,concepts,values,beliefsandwaysofworkingthatcanbesharedandcommunicated.Theawarenessoftheimportanceofknowledgeresultsinthecriticalissueo
5、f“knowledgemanagement”.So,whatisknowledgemanagement?AccordingtoMalhothra(2001)[2],knowledgemanagement(KM)caterstothecriticalissuesoforganizationaladaptation,survivalandcompetenceinfaceofincreasinglydiscontinuousenvironmentalchange.Essentiallyitembodiesorganizationalprocessesthatsee
6、ksynergisticcombinationofdataandinformationprocessingcapacityofinformationtechnologiesandthecreativeandinnovativecapacityofhumanbeings.Throughtheprocessesofcreating,sustaining,applying,sharingandrenewingknowledge,wecanenhanceorganizationalperformanceandcreatevalue.Manydissertations
7、havestudiedknowledgemanagementapplicationsinsomespecialfields.AybübeAurum(2004)[3]analyzesknowledgemanagementinsoftwareengineeringandD.J.Harvey＆R.Holdsworth(2005)[4]studyknowledgemanagementintheaerospaceindustry.LiYang(2007)[5]studiesknowledgemanagementininformation-basededucationa
8、ndJayasundara＆ChamindaChir
