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1、WORD格式整理東莞理工學(xué)院城市學(xué)院本科畢業(yè)論文畢業(yè)論文題目:大病保險(xiǎn)發(fā)展存在的問題及對(duì)策——以河北省為例學(xué)生姓名:XXX學(xué)號(hào):XXXXXXXXXXXXX系別:XXXXXXXXXXXXX專業(yè)班級(jí):XX級(jí)XXXX班指導(dǎo)老師姓名及職稱:XXX講師起止時(shí)間:2016年12月——2017年5月學(xué)習(xí)參考資料分享WORD格式整理摘要國(guó)務(wù)院六部委于2012年8月30日共同發(fā)布了《關(guān)于開展城鄉(xiāng)居民大病保險(xiǎn)工作的指導(dǎo)意見》,明確規(guī)定了城鄉(xiāng)居民大病保險(xiǎn)的大致框架,保障對(duì)象為城鎮(zhèn)居民基本醫(yī)療保險(xiǎn)、新型農(nóng)村合作醫(yī)療的參保群眾,在政府
2、的引導(dǎo)下,支持商業(yè)保險(xiǎn)公司向其購(gòu)買大病醫(yī)巧保險(xiǎn),當(dāng)大病患者治療時(shí)產(chǎn)生了大額醫(yī)療費(fèi)用時(shí),獲得商業(yè)保險(xiǎn)機(jī)構(gòu)城鎮(zhèn)居民基本醫(yī)療保險(xiǎn)或新農(nóng)合報(bào)銷完成后,對(duì)于個(gè)人所需支付的合規(guī)費(fèi)用進(jìn)行二次報(bào)銷。本文開篇闡述了城鄉(xiāng)居民大病保險(xiǎn)制度所涉及的具體操作過程,并對(duì)大病醫(yī)療保險(xiǎn)的特性以及可持續(xù)性內(nèi)容進(jìn)行了簡(jiǎn)要介紹,通過從參保人數(shù)、城鄉(xiāng)人口分布與個(gè)人分配收入、資金來源和籌資標(biāo)準(zhǔn)、大病保險(xiǎn)基金未來支付能力預(yù)測(cè)等方面、進(jìn)行對(duì)河北城鄉(xiāng)居民大病保險(xiǎn)發(fā)展現(xiàn)狀及政策實(shí)施情況進(jìn)行介紹,并整合分析河北城鄉(xiāng)居民大病保險(xiǎn)相關(guān)數(shù)據(jù),得出下四個(gè)有針對(duì)性的建議
3、:各級(jí)政府進(jìn)一步加強(qiáng)大病保險(xiǎn)工作的組織協(xié)調(diào);監(jiān)管部門進(jìn)一步加快大病保險(xiǎn)的監(jiān)管制度建設(shè);保險(xiǎn)公司進(jìn)一步加強(qiáng)承辦大病保險(xiǎn)的專業(yè)基礎(chǔ)建設(shè)。關(guān)鍵詞:大病保險(xiǎn)河北省對(duì)策學(xué)習(xí)參考資料分享WORD格式整理ABSTRACTSixministriesoftheStateCouncilonAugust30,2012jointlyissued"guidanceonregardingthedevelopmentofurbanandruralresidentsillnessinsurancework,definedthegeneral
4、frameworkofurbanandruralresidentsillnessinsurance,guaranteeforbasicmedicalinsuranceforurbanresidents,thenewruralcooperativemedicalinsurancegroup,undertheguidanceofthegovernment,tosupporttheBusinessinsurancecompanytobuymedicalinsurancetoQiaoillnessthepatient
5、shadaseriousillnesswhenlargemedicalexpenses,commercialinsuranceinstitutionsofbasicmedicalinsuranceforurbanresidentsandthenewruralcooperativemedicalreimbursementafterthecompletionofthetworeimbursementforindividualsrequiredtopaythecostofcompliance.Thispaperel
6、aboratestheconcreteoperationprocessofurbanandruralresidentsillnessinsurancesysteminvolved,andthecharacteristicsofmedicalinsuranceandthesustainabilityofthecontentsofabriefintroduction,fromthenumberofinsurance,urbanandruralpopulationdistributionandthedistribu
7、tionofpersonalincome,sourcesoffundingandfinancingstandard,seriousillnessinsurancefundfutureabilitytopayforforecast.ThecurrentsituationofthedevelopmentofHebeiurbanandruralresidentsillnessinsuranceandpolicyimplementation,integrationandanalysisofHebeiurbanandr
8、uralresidentsillnessinsurancerelateddataobtainedunderfourtargetedsuggestions:organizationandcoordinationatalllevelsofgovernmenttofurtherstrengthentheillnessinsurancework;supervisiondepartmentstofurther