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1、InfluenceOnOurDomesticBankingIndustryFromForeignBanks’EnteringIntoChinaAbstractOnDecember11,2001,ChinahasofficiallyenteredintoWTO.Accordingtothesigneddocuments,fbrei911banksareallowedtodoRMBbusinesswithlocalcompaniestwoyearsafter.In2004,someforeignbankshavestartedtodo
2、thisbusiness.Besidesthat,foreignbankscarlstarttheretailbusinessfiveyearsafterChinaenteringintoWTO,whichmeansforeignbankscanbeconsideredthesameaslocalbanks,thusforeignbankswillplayamoreactiveroleinChina’sdevelopment.Thearticle’Sstructureandkeypointsare:ChapterOne,Theor
3、yForForeignBanks’Cross—BorderExpansion.Thepurposesshallincludekeepinglong—termrelationshipwithcoreclients,highprofit—return,reductionofoperationcostanddiversifyingtherisk.ChapterTwo,InfluenceOnBankingIndustryInNewMarket—OrientedSocietiesFromForeignBanks’Entering.Thein
4、fluencecarlbedividedintopositiveandnegative.Fromthestatisticsonhand,thepositiveinfluenceismorethanthenegativeside.ChapterThree,PresentConditionsOfChinaBankingIndustryAndItsReform.Atpresent,therearefivelayersinChinabankingsystem,ofwhichfourstate—ownedbanksareintheoverw
5、helmingposition.AfterChina’sjoininginWTO,theIPOscheduleforfourstate—ownedbanksisinthepipeline.ChapterFour,PresentConditionsOfForeignBanksInChina.Thehistoryofforeignbanks’enteringintoChinaisreviewedandfigureoutsomecharacteristicsofforeignbanksinChina.ChapterFive,Operat
6、ionConditionsOfForeignBanksInChina.ObviouslyforeignbanksstillhavemanyobstaclestomanagethebusinessinChina.ChapterSix,InfluenceOnOurDomesticBankingIndustryFromForeignBanks’EnteringIntoChina.Thoughthestrengthofforeignbanksisdefiniteandobvious,itsinfluenceonChinabankingin
7、dustrycannotbeoverexaggerated.Infact,becauseofforeignbanks’enteringintoChina,itbreaksthelong—termmonopolyinChinabankingindustry,andcreatesthecompetitiveness.ChapterSeven,ActionshallbetakenbylocalbanksinChina.6辨整韞行進(jìn)入對(duì)我雹銀行業(yè)的影響和對(duì)壤Inthischapter,somesuggestionsandadvisesar
8、egivenforsupervisoryauthorityinbankinginChinaandlocalcommercialbanksinChina.Thefeaturesofthisarticleareanalyzingthestrengtha