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1、本科畢業(yè)論文外文翻譯外文題目:TheStoryoftheGrameenBank出處:BrooksworldPovertyinstitute作者:DavidHulme原文:TheStoryoftheGrameenBankDavidHulmeAbstractThispaperlooksattheestablishmentandevolutionoftheiconicGrameenBankofBangladesh.IttracesthedevelopmentoftheBankfromitsorigins,providingmicrocredit
2、topoor,ruralwomeninBangladesh,throughaperiodofnationalexpansionandinstitutionalisation,tothereplicationaroundtheworldoftheGrameenmodel.Inthelate1990stheBankfacedrepaymentproblemsandadevelopingfinancialcrisis,andstrategieswereputinplacetostabiliseandreshapetheBank.Thisledi
3、n2001tothelaunchofGrameenII,whichisanalysedintermsofitsmaincomponentsanditsresults.Finally,thepaperlooksatGrameenBank’sfutureroleasamajorplayerinthemicrofinancemarket,andasaninspirationforthosehelpingpoorpeopleimprovetheirownlives.Keywordsmicrofinance,micro-enterprise,cre
4、ditfinancingIntroductionTheGrameenBankofBangladeshholdsaniconicpositionintheworldofmicrofinance.Itiscreditedwithprovingthat‘thepoorarebankable’;theGrameen‘model’hasbeencopiedinmorethan40countries;itisthemostwidelyciteddevelopmentsuccessstoryintheworld;anditscharismaticFou
5、nder-Director,ProfessorMuhammadYunus,wasawardedtheNobelPeacePrizein2006.BytheendofFebruary2008ithad7.4millionclientsandoutstandingloansof$545million.Byanymeasureitisanorganisationthathasimpactedgreatlyonthelivesofmanypoorpeopleandonideasaboutmicrofinance,povertyreductiona
6、ndinternationaldevelopment.Thegroup-basedlendingmodel,targetedatpoor,ruralwomen,thatissynonymouswiththeGrameenBankcontrastsmarkedlywiththetwoothericonicmicrofinanceinstitutions,BankRakyatIndonesiaandBancoSolofBolivia.TheoriginalGrameenBankmodelcomesoutofwhatRobinsoncallsa
7、‘povertylending’approach,ratherthanthe‘financialsystems’approachthatshe,theConsultativeGrouptoAssistthePoor(CGAP),andmanyUSmicrofinancespecialistsprefer.However,unnoticedbymanyobservers,theGrameenBankmadedramaticchangestoitsservicesaround2001and2002.Itsnewmodel(GrameenII)
8、,takesitmuchclosertoafinancialsystemsapproach.AlthoughProfessorYunuscontinuestochampiontheideaof