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《消費(fèi)信貸發(fā)展與經(jīng)濟(jì)增長(zhǎng)關(guān)系實(shí)證研究》由會(huì)員上傳分享，免費(fèi)在線閱讀，更多相關(guān)內(nèi)容在學(xué)術(shù)論文-天天文庫(kù)。
1、西南交通大學(xué)碩士學(xué)位論文消費(fèi)信貸發(fā)展與經(jīng)濟(jì)增長(zhǎng)關(guān)系實(shí)證研究姓名：王瑾申請(qǐng)學(xué)位級(jí)別：碩士專業(yè)：技術(shù)經(jīng)濟(jì)及管理指導(dǎo)教師：史本山20070601西南交通大學(xué)碩士研究生學(xué)位論文第1I頁(yè)AbstractConsumercreditisapowerfulimplementwhichwillactivateconsumptionandpromotetheeconomicgrowth．Since1998theyearwhenPBCpromulgated‘'TheManagementofPersonalTenementCredit'’corl$umerere
2、dithasdevelopedalotinChina．Tilltheendof2006，thetotalbalanceofconsunlercredithascomeupto2404．6billionyuatl，amongwhichthebalanceofpersonaltenement’scredit．1985．7billionyuan,accountsfor82．6％．Thedevelopmentofconsllmercreditcallraisetheresourceofeconomicactivityandimprovetheciv
3、ileconomY；Callrealizethedemandofthelowerearningsahead，enhancetheirstandardofliving。cultivatecivilconceptionofcredit,improvethedevelopmentoffinance,andaggrandizethelxansferfunctionoffinanceinthesocialresourc圮collocationaswell．After10years，couldconsumercreditrealizeitsorig【n
4、alintention?Coulditimproveeconomy．Howpowerfulisittopromotethegrowthofeconomy?What’StherelationshipbetweenthepromotionofconsumercreditandthegrowthofeconomyinourcountrftBasingonbasictheory,thisthesisfirstanalyzestherelationshipbetweenconsumptionandeconomicgrowth，expatiatesre
5、spectivelyonMarxianconsumetheory,KeynesianismandMarshallTheoryofConsumerandeducestheeconomicsignificanceofdevelopingennsumercredit．Then,thisthesisanalyzesthebirthandtheeffectofennsumercreditfromtheaspectofdemandandsupplyThisthesisalsosummarizesthesituationofconsumerercdita
6、nditsshortageinourcountryatpresent．TheanalysisshowsanunreasonableeconomicgrowingstructureinOill"countrywhichisgettingworse．Inrecentyears，consumercreditdevelopsfast，butitstillCan’tcatchupthespeedofeconomicdevelopment．Consumercredittakesquiteasmallproportioninthewholecivilec
7、onomy,and西南交通大學(xué)碩士研究生學(xué)位論文第Ⅲ頁(yè)itsscaledoem’tmatchthescaleofthewholecivileconomy．Finally,齟econometricanalyzingmodelVARisimported．BasedOnthefinancialstatisticaldatafi'om2000to2006，takingGDP，thebalanceofconsumercredit．thegovemableincomeintownsandcitiesandthetotalsaleofrealestate
8、aSvariables．觚eTrorcorrectionmodeliSestablishedbasedonVARsystem．Wecontinuetoanalyzetherela
