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1、TheOrganizationofFinancialmanagementmodeAbstractSMEsasawholehavemadeoutstandingcontributionstotheeconomicdevelopmentofcountries．Inaneconomicglobalizationera，moreandmorecountriespayattentiontotheroleofSMEs．AlthoughAmericanSMEsplayedamajorroleinpromotingthecountry’Seconomicdevelopment，
2、manyAmericanSMEssimplypursuittheconsiderableportionofsalesandmarketshareandignoredthecorepositionofthefinancialmanagement．Themanagementsenseisrigid，andenterprisemanagementlimitedtotheproductionandoperationofthemanagementstructure，enterprisefinancialmanagementandriskcontrolhavenotbeen
3、fullyused，whichleadtonegativeeffectsonSMEscreditandfinancingchannels．Thereasonisthelackofaneffectivefinancialmanagementsupport．Therefore，deepenfinancialreform，exploredthefinancialpotential，improvedtheleveloffinancialmanagement，reformThemodeoffinancemanagement’operation，andbuildupthef
4、inancialmanagementmodewhichsuittothepresentstatusofamerianSMEsarethetoppriority．Keywords：SMEs；financialmanagement；financialmanagementmodeConceptofsmallandmediumscalebusinessSmallandmediumscaleenterprisehavebeendefinedinvariouswaysbyvariouspeopleandgovernmentagencyjustasIthasbeenworke
5、doninvariouswaysbydifferentnation.Microbusinesshasbeenrecognized,asmallfirmisrecognizedaswellasmediumscalebusiness.However,ourworkwillcoverboththemicrobusinessorsmall-scalebusinessandthemediumscalebusiness.ThemostcomprehensivestudyofsmallfirmsintheUnitedKingdomwasthatcarriedoutbytheB
6、oltonCommittee(1971).Thecommitteedefined"smallfirms"“asonewithnotmorethan200employees".Financialmanagement1Thefinancialmanagementoffinancialactivitiesandfinancialrelationsbasedontheobjectiveexistenceoftheenterpriseintheproductionprocess,isorganizationenterprisefundactivitiestodealwit
7、haneconomicmanagementoftheenterprisesandthevariousaspectsofthefinancialrelationshipandisanimportantpartofenterprisemanagement.FinancialmanagementmodeFinancialmanagementmodeundertheguidanceofmanagersincertainfinancialmanagementthought,ofCorporateFinancialManagementStandard,financialma
8、nagementobje
