資源描述：
《THE LAW OF INSURANCE CONTRACTS IN THE PEOPLE'S REPUBLIC OF CHINA. A COMPARATIVE ANALYSIS OF POLICYHOLDERS' RIGHTS》由會(huì)員上傳分享，免費(fèi)在線閱讀，更多相關(guān)內(nèi)容在行業(yè)資料-天天文庫(kù)。
1、THELAWOFINSURANCECONTRACTSINTHEPEOPLE'SREPUBLICOFCHINA.ACOMPARATIVEANALYSISOFPOLICYHOLDERS'RIGHTS.byAlbertoMontiUniversityofMilanoLawSchoolandICERInternationalCentreforEconomicResearchNovember2001ABSTRACTTheimplementationofChina'seconomicreforms,beginningintheearly80's,
2、andtheformalestablishmentofa"SocialistMarketEconomy"inthefollowingdecade,stimulatedsubstantialchangesandimprovementsintheInsuranceLawsandRegulationsofthePeople'sRepublicofChina(hereafter:PRC).Theneedforamodernandsophisticatedlegalframeworkaimedatregulatingrightsandremed
3、iesarisingoutofinsurancecontracts,aswellastheinsurancebusinessingeneral,becameclearandcompellingassoonastheCommunistStatebeganitsslowbutinexorableretreatanditceasedtotakecareofeveryaspectofthelifeoftheChinesePeople.Inthenewsocialistmarketcontext,theinsurancecontractispr
4、edestinedtobecomethemostimportantlegalandeconomictoolavailabletothoseindividualswhoarenotwillingand/orabletobeartheentiretyoftherisksassociatedwiththeimplementationofthemoderneconomicreforms.Againstsuchbackdrop,thispaperisaimedatexploringthehistoryofinsuranceinChinaaswe
5、llastheframeworkofinsurancelawsandregulationenactedinthePRCduringtherecentyears.Inparticular,thefocusofthisessaywillbeuponthelegalprinciplesandrulesthatcurrentlygoverninsurancecontractsandtherelationshiptherebyestablishedbetweentheinsurancecompanyandtheinsured.Hence,the
6、analysisofthelegalprotectionofpolicyholders'rightsandinterestsinChinawillcenteraroundtherulesofinsurancecontractsinterpretation,integrationandperformanceatpresentinforce.Inlightoftheinternationalnatureofthecontractofinsurance,thispaperwillalsoofferacomparisonofdifferent
7、approachestopolicyholders'protectionadoptedinvariouslegalsystemsbelongingtoboththecommonlawandthecivillawtradition.I.Introduction.TheimplementationofChina'seconomicreforms,beginningintheearly80's,andtheformalestablishmentofa"SocialistMarketEconomy"inthefollowingdecade,s
8、timulatedsubstantialchangesandimprovementsintheInsuranceLawsandRegulationsofthePeople'sRepublicofChina(hereaft
