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1、畢業(yè)設計（論文）外文文獻翻譯題目：金融銀行信用風險管理與知識管理教學院：經濟與管理學院專業(yè)名稱：工商管理學號：200940530228學生姓名：譚勤輝指導教師：劉顯銘2013年05月28日ManagingCreditRiskswithKnowledgeManagementforFinancialBanksPanJinDepartmentofEconomicsEconomicsandManagementSchoolofWuhanUniversityWuhan,HubeiProvince,430072,ChinaPanjin20102010@163.com
2、Abstract-Nowadays,financialbanksareoperatinginaknowledgesocietyandtherearemoreandmorecreditrisksbreakingoutinbanks.So,thispaperfirstdiscussestheimplicationsofknowledgeandknowledgemanagement,andthenanalyzescreditrisksoffinancialbankswithknowledgemanagement.Finally,thepaperstudies
3、waysforbankstomanagecreditriskswithknowledgemanagement.Withtheapplicationofknowledgemanagementinfinancialbanks,customerswillacquirebetterserviceandbankswillacquiremorerewards.IndexTerms-knowledgemanagement;creditrisk;riskmanagement;incentivemechanism;financialbanksI.INTRODUCTION
4、Nowadays,banksareoperatinginacknowledgesociety.So,whatisknowledge?Davenport(1996)[1]thinksknowledgeisprofessionalintellect,suchasknow-what,know-how,know-why,andself-motivatedcreativity,orexperience,concepts,values,beliefsandwaysofworkingthatcanbesharedandcommunicated-Theawarenes
5、softheimportanceofknowledgeresultsinthecriticalissueof"knowledgemanagement^.So,whatisknowledgemanagement?AccordingtoMalhothra(2001)[2],knowledgemanagement(KM)caterstothecriticalissuesoforganizationaladaptation,survivalandcompetenceinfaceofincreasinglydiscontinuousenvironmentalch
6、ange.Essentiallyitembodiesorganizationalprocessesthatseeksynergisticcombinationofdataandinformationprocessingcapacityofinformationtechnologiesandthecreativeandinnovativecapacityofhumanbeings.Throughtheprocessesofcreating,sustaining,applying,sharingandrenewingknowledge,wecanenhan
7、ceorganizationalperformanceandcreatevalue?Manydissertationshavestudiedknowledgemanagementapplicationsinsomespecialfields.AybiibeAurum(2004)[3]analyzesknowledgemanagementinsoftwareengineeringandD.J.Harvey&R.Holdsworth(2005)f4]studyknowledgemanagementintheaerospaceindustry.LiYang(
8、2007)[5]studiesknowledgemanagementininformation
