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《金融銀行信用風(fēng)險管理與知識管理 畢業(yè)設(shè)計(jì)(論文)外文文獻(xiàn)翻譯》由會員上傳分享,免費(fèi)在線閱讀,更多相關(guān)內(nèi)容在學(xué)術(shù)論文-天天文庫。
1、畢業(yè)設(shè)計(jì)(論文)外文文獻(xiàn)翻譯題目:金融銀行信用風(fēng)險管理與知識管理教學(xué)院:經(jīng)濟(jì)與管理學(xué)院專業(yè)名稱:工商管理學(xué)號:200940530228學(xué)生姓名:指導(dǎo)教師:2013年05月28日14ManagingCreditRiskswithKnowledgeManagementforFinancialBanksPanJinDepartmentofEconomicsEconomicsandManagementSchoolofWuhanUniversityWuhan,HubeiProvince,430072,ChinaPanjin20102010@163.comA
2、bstract-Nowadays,financialbanksareoperatinginaknowledgesocietyandtherearemoreandmorecreditrisksbreakingoutinbanks.So,thispaperfirstdiscussestheimplicationsofknowledgeandknowledgemanagement,andthenanalyzescreditrisksoffinancialbankswithknowledgemanagement.Finally,thepaperstudi
3、eswaysforbankstomanagecreditriskswithknowledgemanagement.Withtheapplicationofknowledgemanagementinfinancialbanks,customerswillacquirebetterserviceandbankswillacquiremorerewards.IndexTerms–knowledgemanagement;creditrisk;riskmanagement;incentivemechanism;financialbanksI.INTRODU
4、CTIONNowadays,banksareoperatingina“knowledgesociety”.So,whatisknowledge?Davenport(1996)[1]thinksknowledgeisprofessionalintellect,suchasknow-what,know-how,know-why,andself-motivatedcreativity,orexperience,concepts,values,beliefsandwaysofworkingthatcanbesharedandcommunicated.Th
5、eawarenessoftheimportanceofknowledgeresultsinthecriticalissueof“knowledgemanagement”.So,whatisknowledgemanagement?AccordingtoMalhothra(2001)[2],knowledgemanagement(KM)caterstothecriticalissuesoforganizationaladaptation,survivalandcompetenceinfaceofincreasinglydiscontinuousenv
6、ironmentalchange.Essentiallyitembodiesorganizationalprocessesthatseeksynergisticcombinationofdataandinformationprocessingcapacityofinformationtechnologiesandthecreativeandinnovativecapacityofhumanbeings.Throughtheprocessesofcreating,sustaining,applying,sharingandrenewingknowl
7、edge,wecanenhanceorganizationalperformanceandcreatevalue.Manydissertationshavestudiedknowledgemanagementapplicationsinsomespecial14fields.AybübeAurum(2004)[3]analyzesknowledgemanagementinsoftwareengineeringandD.J.Harvey&R.Holdsworth(2005)[4]studyknowledgemanagementintheaerosp
8、aceindustry.LiYang(2007)[5]studiesknowledgemanagementininformation-b