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1、投資禁忌(Investmenttaboo)Ifyougiveyoutwooptions:oneisimmediatelyget100yuan,oneisnotnow,andafterayearmaygetmorethan100yuanbutnotdeterminedearnings,whichonewillyouchoose?......"June27th-28,theGermanAllianzChinaLifeInsuranceCo.ltdshouldbeinvitedtoanalyzethepersonincharge,thestudyof
2、behavioralfinanceexpertMaHanyiAllianzcapitalmarket(Hans-JorgNaumer)cametoShanghai,withmanyvividexamplesfromdozensofmediareporterstoexplainthebehavioralfinanceresearchinteresting,andforsometypicalinvestmentbehavior.Outofthe"medicalprescription",soastohelpinvestorsunderstandth
3、eirirrationalinvestmentbehavior.Investmenttaboo1:overestimateyourselfLookforsomeonewhohasadifferentopinionbeforeinvestingBehavioralsymptoms:theresearchersoftenaskthedriveraquestion:"doyouthinkyourdrivinglevelisaboveaverageorbelowaverage?""Eachtimethequestionwasasked,90%ofthe
4、respondentsanswered,"I'mdrivingaboveaverage."".[in]:judgeoverestimateyourself,proudasLuciferismostlikelytomakemistakeisoverlyoptimisticandoverconfidence,and"illusionofcontrol"and"illusionofknowledge",meaning:Ithinktheycancontrolbeyondthecontrolofthesituation,orhaveenoughknow
5、ledgetomaketherightdecisions,butthisisnotthecase.Theabovetwokindsofhallucinationsoccurredinthecapitalmarket,investorscanonlyseeaseriesofpastinvestmentsuccess,willinevitablythinktheirdaysafteralsocanaccuratelypredictmarketconditions,whenthecapitalmarketisinabullmarket,thegrea
6、tertheriskitiseasytothinkthatpersonalfinancialinvestmentishigherthantheaveragelevelofability,butgenerallyspeaking,investorseasytoforgettheexperienceoflossremember,theprofitsituation,thisisalsoacauseofselfovervalued.[Financialprescription]:itissuggestedthatthisoverconfidentin
7、vestorshouldmakearigorousinvestmentprocedurebeforeeachinvestment,soastoavoidoverestimatinghisability.Amongthem,thefirststepistoinvestonlyintheirownfield,andthenthebasicanalysis,tofocusonthefutureexpectedincome,ratherthanthepastperformance;thesecondstepiscontrarytocollectdata
8、andpersonalopinions,anddiscusspeoplewithopposingviewsabouttheirinvestmentpl