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1、2011第一章風(fēng)險(xiǎn)與風(fēng)險(xiǎn)管理Inriskmanagement,themeaningoflossisusuallyreferredto0.A.economiclossB.depreciationlossC.thespiritlossD.politicallossYouranswer:A2,thecauseorconditionofcausingAparticularriskaccidenttooccurorincreasingitsoccurrenceorincreasingtheextentofitsloss?A.riskeventsB.riskaccidentC.riskf
2、actorsD.lossYouranswer:C3,thenecessityfactorthatdeterminestheexistenceofinsuranceactivityorinsurancesystemistherisk0.A.theuncertaintyTheuniversalityofB.C.candeterminesexualD.objectivityThebasicgoalofD4andriskmanagementis()EliminateriskcompletelyA.reducethelikelihoodofriskoccurringB.Maximize
3、securityattheminimumcostC.increasetheaccuracyofmeasurementofriskYouranswer:C5,fundamentallyeliminatetheriskofaparticularunit,andgiveuphalfwaytheriskofsomeexistingunits,taketheinitiativetogiveuporchangethewaytheeventriskmanagementtechniquesis()A.toavoidB.topreventC.toeliminateD.inhibitoryYou
4、ranswer:A6,riskmanagementtechniquesinthe()isthepurposeofreducinglossfrequencyandreducetheloss,thekeyistochangecausedtheaccidentandexpandthelossofAvarietyofconditionsA.estimationofriskmanagementtechniquesA.financialriskmanagementtechnologyB.ControlledriskmanagementtechniquesC.probabilisticri
5、skmanagementtechniquesYouranswer:noansweriscorrect:C7,intheclassificationofriskbyrisknature,pureriskincludes()A.theriskofeconomicfluctuationB.thetsunamiriskTheriskofexchangeratefluctuationD.socialrisksYouranswer:noansweriscorrect:B8,theuncertaintyofriskis()A.fortheindividualB:asawholeC.Inte
6、rmsofdamagesD.IntermsofexistenceYouranswer:thereisnoanswerCorrectanswer:A9,inthelifeinsuranee,accordingtotheprincipleofactuarialscience,usinglong-termobservationofthevariousagestogetAlargenumberofdeathrecords,cancalculatethemortalityofthepeopleofallages,andaccordingtothepremiumrateofmortali
7、tyratecalculationoflifeinsurancethatreflecttheriskcharacteristicsof()A.universalityB.objectivityC.candeterminesexualD.theuncertaintyYouranswer:thereisnoanswerCorrectanswer:Ctype10,financialinsurancetransferriskreferstotheunitorindividualthrough(),theloss
