資源描述：
《金融英語考試范圍》由會員上傳分享，免費在線閱讀，更多相關(guān)內(nèi)容在工程資料-天天文庫。
1、一，Anintroductiontothetypesofbankdeposits1?thetypeofdepositsofferedbythecommercialbanks;2.theratesofinterestondifferentdeposits;yourresearchshouldcovertheaboveinformationCommercialbanksarebusinessesthatmakeaprofitbylendingmoneytoborrowers.Thesecompaniesmakemoneybythenlendingthemoneyoutata
2、higherinterestratethantheypaytotheaccountholders.Inacommercialbank,Depositsaretypicallymadewithcash,checksorelectronictransfers,intoaccountsthatincludesavings,checking,moneymarketandcertificatesofdeposit.DamanddepositAdemanddepositreferstoadepositthatdoesnotspecifythedeposittermandcanbed
3、epositedorwithdrawnatanytimewithoutanynoticetothedepositoryinstitution.TimedepositAtimedepositisatypeofdepositwhichisincontrasttodemanddepositthatcannotbewithdrawnforacertain”term"orperiodoftime(unlessapenaltyispaid)?Whenthetermisoveritcanbewithdrawnoritcanbeheldforanotherterm.Generallys
4、peaking,thelongerthetermthebettertheyieldonthemoney.educationdeposit,Savingsforlump-sumwithdrawal,Time-demandoptionaldeposit,Personalnoticedeposit,Interestwithdrawaltimedeposit.二，Doyouknowhowbanksdothelendingbuisiness?Anddoyouknowanytypeofloansofferedbybanksandhowtoapplyforit?Pleasewrite
5、downbrieflyinEnglishwhatyouthinkaboutthequestionsCommerciallendingreferstolendingservicestosoleproprietors(soletraders),partnerships,privatecompaniesandpubliclimitedcompanies.Asweallknown,extendingloanstopeoplewhoneedmoneyiswidelyregardedashighlyprofitable.soeverybanktryeffortstodothelea
6、dingbusiness.Theyprovidemanyfinancialbusiness.SOthatbankscangetmoreprofiles.Theycreatekindsofmeasuretoimprovefinancialtransaction.Banksoffermanytypesofloans,suchasautoloan,personalhousingloan,sub-primemortgageloan,commercialloan,sub?primemortgageloanandsoon.yoiTdbetterapplyforanautoloan?
7、IthinkyouYequalifiedfortheloanbecauseyouhaveagoodsocialstatusandmakeagoodsalary.YoujustbringwithyouthedocumentssuchasyourIDcard,acertificateofemDloymentacertificateofincomeandmakeacrediblerepaymentplan.三,thenecessaryprofessionalqualitiesofanaccountant1First,anaccountantmu
