資源描述：
《香港金管局_良好的公司治理、披露和透明在銀行穩(wěn)定中的作用(英文)》由會員上傳分享，免費在線閱讀，更多相關內(nèi)容在行業(yè)資料-天天文庫。
1、Theroleofgoodgovernance,disclosureandtransparencyinbankingstabilityDavidCarseDeputyChiefExecutiveHongKongMonetaryAuthority22February2001IntroductionTwoimportanttrendsinbankingregulationandsupervisionhavebecomeevidentinrecentyearsstressonthekeyroleofthedi
2、rectorsandseniormanagementinensuringthatbanksareprudentlymanagedtheroleofdisclosureandmarketdisciplineinpromotingtheaccountabilityofdirectors/managementandindiscouragingexcessiverisk-takingThesetrendsarethesubjectofthispresentationTheroleofbadcorporatego
3、vernanceintheAsiancrisisWeakcorporategovernanceinAsianbankswasoneofthekeyfactorsintheAsiancrisismanybankswerecontrolledbyowner-managersandtheboardofdirectorsplayedlittlerolebankswereoftenpartsofwiderconglomeratesandwereusedtofundotherpartsofthegrouporthe
4、owners(connectedlending)managementwasnotprofessionalandlackedself-responsibilitygrowthwasmoreimportantthanreturnoncapitalriskmanagementwaspoorThesituationinHongKongCorporategovernanceofHongKongbanksisrelativelygoodbyregionalstandardsashasbeenshownbytheir
5、abilitytosurvivetheAsiancrisisintactHowever,thereweresomeweaknessesintheperformanceoftheboardsofafewlocalbanksduringtheAsiancrisisinthesecases,theboardofdirectorsfailedtoplayaproperleadershiproleToaddressthissituation,theHKMAissuedaguidelineoncorporatego
6、vernanceinlocallyincorporatedauthorizedinstitutionsinMay2000TheroleoftheHKMAPromotionofgoodcorporategovernanceispartofthesupervisoryresponsibilitiesoftheHKMACorporategovernanceisparticularlyimportantforbanksbecauseoftheriskstheytakeonandbecausetheysafegu
7、ardotherpeople’smoneyDirectorsneedtoensurethattherisksinbanksareproperlymanaged,andundertheHongKongBankingOrdinancetheyhaveaspecificlegalresponsibilitytodosoThisdoesnotmeanthatthedirectorsshouldthemselvesformulatepoliciesformanagingrisk,buttheyshouldcert
8、ainlyapprovesuchpoliciesContentsoftheHKMAGuidelineMajorresponsibilitiesoftheboardensurecompetentmanagementapproveobjectives,strategiesandbusinessplansensurethatthebank’soperationsareconductedprudentlyandwithintheframeworko
