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1、寫(xiě)作提綱一、我國(guó)中小企業(yè)的融資現(xiàn)狀(一)我國(guó)中小企業(yè)目前的融資來(lái)源(二)我國(guó)中小企業(yè)融資的需求量難以滿足(三)中小企業(yè)對(duì)所融資金特征二、我國(guó)中小企業(yè)融資難的原因(一)中小企業(yè)自身方面的原因1.中小企業(yè)信用度不足2.管理水平低下3.中小企業(yè)不能提供有效的信貸保證(二)我國(guó)金融體制和銀行管理體制對(duì)中小企業(yè)融資的制約1.資本市場(chǎng)缺乏層次2.直接融資體系結(jié)構(gòu)缺陷3.間接融資體系制度缺陷(三)政府及社會(huì)融資機(jī)構(gòu)方面的不足1.中小企業(yè)擔(dān)保信用體系不完善2.缺乏完善的信用評(píng)級(jí)體系3.缺乏完善的法律法規(guī)的支持保障4.民間融資法律地位不清三、解決中小企業(yè)融資難的對(duì)策和建議(一)企業(yè)方面1.
2、加強(qiáng)企業(yè)管理washstomach,anusexhaust,theabdominalcavitypunctureindicationandoperationandtriplecavitiestubetheindicationsforuse,contraindicationsandconventionalmethodsofoperation.3.thehigherrequirements(1)learningcontent:abdominaltuberculosis(tuberculosisandTuberculousperitonitis)andchronicdiarrh
3、ea.(2)clinicalknowledge,skillsrequired:①clinicalknowledge:thedifferentialdiagnosisoftuberculousperitonitis;thedifferentialdiagnosisofintestinaltuberculosisandCrohn'sdisease;thepathophysiologyofchronicdiarrheaanddiseases;IIskillsrequired:gastroscopyandgastricjuiceextraction,theindicationof
4、liverbiopsy,contraindicationsandcomplications,indicationofx-rayexaminationofthedigestivesystem.(11)endocrineProfessional1.familiarRotarypurpose:basictheoryofEndocrinologysubjectofinternalmedicine,hasasystemofacademicknowledge.Cultivationofclinicalthinkingability,masteringthedisciplineofcl
5、inicalskills,beabletohandlethesubjectofcommondiseases.Understanding:principlesofdiagnosisandtreatmentofcertaindiseases.2.basicrequirements(1)learningcontent:diabetesmellitusanditschroniccomplications,DiabeticKetoacidosis,Gravesdisease,thyroiditis,andCushing'ssyndrome,aswellas,theoriginalp
6、rimaryhyperaldosteronismpheochromocytomatumor.(2)clinicalknowledge,skillsrequired:①clinicalknowledge:diabetestype,etiology,clinicalfeatures,treatment,dietprinciples;thepathogenesisofDiabeticKetoacidosis,theprinciplesofdiagnosisandtreatment.Gravesdiseaseetiology,clinicalandlaboratoryandtre
7、atment;IIskillsrequired:correcthistory,writtenrecords,conductacomprehensivephysicalexamination,familiarwiththediagnosisandtreatmentofendocrine2.提高信用觀念3.拓展融資渠道,吸取民間資本(二)銀行方面1.轉(zhuǎn)變觀念,開(kāi)辟中小企業(yè)融資市場(chǎng)2.改變服務(wù),為中小企業(yè)排憂解難3.擴(kuò)大服務(wù),提供更豐富的金融產(chǎn)品4.健全和完善為中小企業(yè)服務(wù)的機(jī)構(gòu)(三)政府方面washstomach,anusexha