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1、寫作提綱一、我國中小企業(yè)的融資現(xiàn)狀（一）我國中小企業(yè)目前的融資來源（二）我國中小企業(yè)融資的需求量難以滿足（三）中小企業(yè)對所融資金特征二、我國中小企業(yè)融資難的原因（一）中小企業(yè)自身方面的原因1.中小企業(yè)信用度不足2.管理水平低下3.中小企業(yè)不能提供有效的信貸保證（二）我國金融體制和銀行管理體制對中小企業(yè)融資的制約1.資本市場缺乏層次2.直接融資體系結(jié)構(gòu)缺陷3.間接融資體系制度缺陷（三）政府及社會融資機(jī)構(gòu)方面的不足1.中小企業(yè)擔(dān)保信用體系不完善2.缺乏完善的信用評級體系3.缺乏完善的法律法規(guī)的支持保障4.民間融資法律地位不清三、解決中小企業(yè)融資難的對策和建議（一）企業(yè)方面1.加強(qiáng)企業(yè)管理
2、washstomach,anusexhaust,theabdominalcavitypunctureindicationandoperationandtriplecavitiestubetheindicationsforuse,contraindicationsandconventionalmethodsofoperation.3.thehigherrequirements(1)learningcontent:abdominaltuberculosis(tuberculosisandTuberculousperitonitis)andchronicdiarrhea.(2)clinic
3、alknowledge,skillsrequired:①clinicalknowledge:thedifferentialdiagnosisoftuberculousperitonitis;thedifferentialdiagnosisofintestinaltuberculosisandCrohn'sdisease;thepathophysiologyofchronicdiarrheaanddiseases;IIskillsrequired:gastroscopyandgastricjuiceextraction,theindicationofliverbiopsy,contra
4、indicationsandcomplications,indicationofx-rayexaminationofthedigestivesystem.(11)endocrineProfessional1.familiarRotarypurpose:basictheoryofEndocrinologysubjectofinternalmedicine,hasasystemofacademicknowledge.Cultivationofclinicalthinkingability,masteringthedisciplineofclinicalskills,beabletohan
5、dlethesubjectofcommondiseases.Understanding:principlesofdiagnosisandtreatmentofcertaindiseases.2.basicrequirements(1)learningcontent:diabetesmellitusanditschroniccomplications,DiabeticKetoacidosis,Gravesdisease,thyroiditis,andCushing'ssyndrome,aswellas,theoriginalprimaryhyperaldosteronismpheoch
6、romocytomatumor.(2)clinicalknowledge,skillsrequired:①clinicalknowledge:diabetestype,etiology,clinicalfeatures,treatment,dietprinciples;thepathogenesisofDiabeticKetoacidosis,theprinciplesofdiagnosisandtreatment.Gravesdiseaseetiology,clinicalandlaboratoryandtreatment;IIskillsrequired:correcthisto
7、ry,writtenrecords,conductacomprehensivephysicalexamination,familiarwiththediagnosisandtreatmentofendocrine2.提高信用觀念3.拓展融資渠道，吸取民間資本（二）銀行方面1.轉(zhuǎn)變觀念，開辟中小企業(yè)融資市場2.改變服務(wù)，為中小企業(yè)排憂解難3.擴(kuò)大服務(wù)，提供更豐富的金融產(chǎn)品4.健全和完善為中小企業(yè)服務(wù)的機(jī)構(gòu)（三）政府方面washstomach,anusexha
