資源描述：
《北京市銀行業(yè)市場結(jié)構(gòu)與績效分析》由會員上傳分享，免費(fèi)在線閱讀，更多相關(guān)內(nèi)容在學(xué)術(shù)論文-天天文庫。
1、hbstractWiththeopeningupofChina'sbankingindustry，manyresearcheshavebeenconductedonthestruetureofmarketandthewayofreformofthisindustry,ho輔瞎^嘲．thefocusoftheseresearchesisalwaysconfinedtoanationalperspective,andthereislittleeffortpaid011marketstructureandperformanceofBeijing’sfinancial
2、institutionespeciallybankingindustry．Asthecentreofregionaleconomyandthewindowofopeningup，B喇inghasdevelopedarelativelyindependentbankingindustrywithitsownfeatures．111emarkets咖ctuseofbankingindustryisaprerequisiteofimplementingthemarketreformfromeachaspect，andwhichisalsoanefficientmet
3、hodtodetectconditionsofmfirketcompetition．Therefore,studies0nthemarketstructureandrelatedperformanceofB確近gbankingindustryareofgreatsignificancetothereformofbankingsystemandthemodificationofmarketstructure．Basedonpreviousresearchesoffthemarketstructureofbankingindustry,itsperformance
4、andtherelationshipbetweenthetwo．thisstudycollectsrelateddata矗omBcijing'scommercialbanks，conductsanalysesontheconcentrationofmarketstructure,barriersanddifferentiationofthisindustry，andfindsoutthatthemarkets劬JctⅢ_cofBeijing’sbankingi_Ixdustrybelongstotheoligarchmonopoly，thatis，whilem
5、onopolyisadorltinartc％competitionstillexists，andthepositionoftheBigFourcommercialbanksasmonopolyhasbeingweakened．Inthenext，thethesisstudiesthescaleofeconomyofB嘶ing’sBankingindustry,andfindsoutthatscaleofeconomyexistsinsmallbanks，butnotanobviousfeatureformiddleOReSanddoesn’texistinla
6、rgeones．Then，usingasset-profitratioasthecriteriontojudgetheperformanceofBeijing’scommercialbanks，aregressionexperimenthasbeenconductedwitllthedataofmarketconcentrationandmarketshare．Thestudyfindsthatduring1994-2004thereisapositivecorrelationbetweentheasset-profitratioandmarketconcen
7、tration，butontheoppositeduringl999-2004thereisanegativecorrelationbetweentheasset-profitratioandthemarketconcentrationandmarketshare．Throughcalculatingthemarketshareandasset-profitratio，itisfoundthattheaverageasset-profitratiosoftheBidfourcommercialbanksarehigherthanthoseofotherjoin
8、t—stockbanksandindi
