資源描述:
《gs銀行河南分行個人理財業(yè)務(wù)市場營銷策略分析》由會員上傳分享,免費在線閱讀,更多相關(guān)內(nèi)容在學(xué)術(shù)論文-天天文庫。
1、摘要理財業(yè)務(wù)營銷中存在的產(chǎn)品同質(zhì)化嚴(yán)重、營銷渠道單一、促銷手段落后等問題。針對存在的問題,論文提出了GS銀行河南分行個人理財業(yè)務(wù)市場營銷策略,從市場定位、產(chǎn)品策略、價格策略、促銷策略、渠道策略等方面為GS銀行河南分行個人理財業(yè)務(wù)發(fā)展提出了改善建議,并且論文指出了GS銀行河南分行需要在客戶資源管理、營銷隊伍建設(shè)等方面為提出的營銷策略創(chuàng)造實施條件。關(guān)鍵詞:GS銀行河南分行個人理財營銷策略AbstractSince2007,Chinabegantoopenthefinancialsector,foreignbanksbringinthemature
2、westembankmarketingidea,atthesametime,alsohasbroughtthehllgepressureofcompetitionforthedomesticfinancialmarket.Coupled、析mthedevelopmentofthejoint-stockbanksrapidly,thedomesticbankingindustrycompetitiongraduallyintensified,toseekthedevelopmentspaceinsuchacompetitiveenvironme
3、nt,State—ownedcommercialbanksonlytocontinuouslyimprovethecorecompetitiveness,occupythemarketbusinessopportunities.Throughoutthecourseofdevelopmentofinternationalfinance,theworld'sleadingbankshavethepersonalfinancialservicesasanimportantmeansofitsearnings.Inaddition,theresid
4、ents’personalassetsincreasedgradually,thefinancialconsciousnessalsostrengthens,alreadynolongersatisfiedinsavingsthissingleinvestmentchannels,banksneedtoprovidemorecomprehensiveandprofessionalpersonalfinancialservices.111epersonalfinancialmanagementbusinesshascharacteristics
5、aslowcost,lowrisk,highincomeandwealthgrowthpotentialofthemarket,strivetodeveloppersonalfmancialserviceisveryimportantforChina'scommercialbanks.111eHenanbranchofGSbankisauthorizedtooperatetheGSBankbranch,theprincipalplaceofbusinessinHenanProvince,hasmorethan800branches,throu
6、ghunremittingeffortsandbusinessformanyyears,inthebankingindustryinHenanprovinceindicatorscomeoutinfront,hastheverystrongcompetitiveabilityandcompetitiveadvantage.Inrecentyears,HenanbranchofGSbanktoseriouslyimplementthedeploymentoftheheadofficeofthedecision,vigorouslydevelop
7、thepersonalfinancialmanagementservices,andachievedgoodresults.Butinthedevelopmentofpersonalfinancialbusinesshasalsoexposedmanyproblems,whichexistinthepersonalfinanceproductmarketingstrategyontheproblemismoreprominent,thereforethestudyofpersonalfmancialbusinessofHenanbrancho
8、fGSbank,putforwardpracticalmarketingstrategy,willhaveatremendousroleinpromotingthe