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1、濟(jì)南大學(xué)泉城學(xué)院畢業(yè)論文畢業(yè)論文論文題目我國商業(yè)銀行操作風(fēng)險(xiǎn)管理問題探析專業(yè)名稱財(cái)務(wù)管理班級名稱學(xué)生姓名學(xué)生學(xué)號指導(dǎo)教師摘要近年來，我國現(xiàn)代銀行業(yè)的迅速成長帶來了各種各樣的風(fēng)險(xiǎn)，現(xiàn)代商業(yè)銀行的風(fēng)險(xiǎn)主要有信用風(fēng)險(xiǎn)、市場風(fēng)險(xiǎn)和操作風(fēng)險(xiǎn)。相較于信用風(fēng)險(xiǎn)和市場風(fēng)險(xiǎn)，商業(yè)銀行對于操作風(fēng)險(xiǎn)的研究一直處于相對落后的狀態(tài)。因此，如何有效防范和控制操作風(fēng)險(xiǎn)是現(xiàn)代銀行業(yè)的關(guān)鍵任務(wù)。本文基于國內(nèi)外商業(yè)銀行對于操作風(fēng)險(xiǎn)管理的研究，首先，分析了我國的商業(yè)銀行操作風(fēng)險(xiǎn)管理的現(xiàn)狀，指出當(dāng)前我國商業(yè)銀行對于操作風(fēng)險(xiǎn)管理的理念及組織架構(gòu)不完備。其次，剖析了我國商業(yè)銀行中存在的問題及成因
2、，主要體現(xiàn)在對操作風(fēng)險(xiǎn)管理不夠重視，管理的方法手段單一等，III濟(jì)南大學(xué)泉城學(xué)院畢業(yè)論文并針對這些問題的形成因素進(jìn)行了剖析。最后，針對這些問題提出解決措施，指出增強(qiáng)職工對操作風(fēng)險(xiǎn)的認(rèn)識，提高其管理的能力，建立完善的操作風(fēng)險(xiǎn)管理體系，加強(qiáng)對風(fēng)險(xiǎn)的防范與控制等措施，盡可能的降低風(fēng)險(xiǎn)的發(fā)生頻率，減輕損失，促進(jìn)我國銀行業(yè)穩(wěn)定持續(xù)的前進(jìn)。關(guān)鍵詞：商業(yè)銀行；操作風(fēng)險(xiǎn)；風(fēng)險(xiǎn)管理ABSTRACTIII濟(jì)南大學(xué)泉城學(xué)院畢業(yè)論文In?recent?years,?the?rapid?growth?of?China's?modern?banking?has?brought?a
3、ll?kind?of?risked,the?modern?commercial?bank?risk?mainly?include?credit?risk,?market?risk?and?operational?risk.?Compared?with?credit?risk?and?market?risk,?commercial?Banks?have?been?relatively?backward?in?their?research?on?operational?risk.?Therefore,?prevent?and?control?operati
4、onal?risk?is?the?key?objective?of?modern?banking.This?article?is?based?on?commercial?Banks?operating?risk?management?research?at?home?and?abroad.?First?of?all,?analyze?the?current?situation?of?operational?risk?management?of?commercial?Banks?in?China,?points?out?the?current??coun
5、try?commercial?bankfor?operational?risk?management?concept?is?weak,and?the?operation?of?the?existing?risk?management?system?and?framework?is?not?sound.?Secondly,?this?papers?analyzes?the?problems?and?causes?of?the?commercial?Banks?in?our?country,?which?is?mainly?manifested?in?th
6、e?insufficient?attention?to?operation?risk?management?and?the?methodes?of?themanagement.?These?problems?are?mainly?due?to?the?lack?of?culture?of?operation?riskinmanagement?,?poor?internal?control?and?supervision?mechanism?,?and?lack?of?managertalent.?Finally?,?aiming?at?these?pr
7、oblems?puts?forward?the?measures?to?staffawareness?of?operational?risk?management,?perfect?operational?risk?management?system,?as?far?as?possible?to?reduce?the?frequency?of?the?risk?reduce?loss,?promote?our?countrybank?stability?continued?forward.Keywords:Commercial?Banks；Operat
8、ional?risk；Risk?managementIII濟(jì)南大學(xué)泉城學(xué)院畢業(yè)論文目錄摘要IA
